CFPB Rule Summaries

2024 CFPB Rules and Summaries

Date CFPB Notification of Rules Summaries/Comment Letters Important Dates
February 2024 Supervisory Appeals Process Summary Available The revised supervisory appeals process is applicable as of February 22, 2024. 
January 2024 Fees for Instantaneously Declined Transactions Summary Available Comments on the proposal are due by March 25, 2024

 

2023 CFPB Rules and Summaries

Date CFPB Rules, Topics, Summaries Summaries/Comment Letters Important Date
December 2023 CFPB Proposed Rule on Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications Available Comments must be received by January 8, 2024
October 2023 Required Rulemaking on Personal Financial Data Rights Comment Letter Available

Summary Available

October 2023 Consumer Information Requests to Large Banks and Credit Unions Available Effective on October 16, 2023
September 2023 Threshold adjustments under TILA (Regulation Z) These adjustments are applicable on January 1, 2024, consistent with relevant statutory or regulatory provisions.
July 2023 Interagency Proposal on Quality Control Standards for Automated Valuation Models Available Comments must be received by August 21, 2023
June 2023 CFPB Proposed Rule on Residential Property Assessed Clean Energy Financing (Regulation Z) Available Comments must be received by July 26, 2023
May 2023 CFPB Advisory Opinion: Fair Debt Collection Practices Act and Time-Barred Debts Available Effective on May 1, 2023
May 2023 Executive Summary of the Small Business Lending Rule Available The rule becomes effective 90 days after publication in the Federal Register.  However, compliance is not required at that time. The rule has established compliance date tiers that differ depending on the number of covered originations an institution originated in 2022 and 2023.
April 2023 Credit Card Penalty Fees Proposal Available
April 2023 Request for Comment: Regulation Z Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act Available
March 2023 Regulation Z Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act Available
February 2023 Registry of Supervised Nonbanks that Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections  Available
January 2023 Request for Information Regarding Consumer Credit Card Market  Available

Archive

2022 CFPB Rules and Summaries Archive

CFPB Rules and Summaries 2021

CFPB Rules and Summaries 2020

CFPB Rules and Summaries 2019

CFPB Rules and Summaries 2018

CFPB Rules and Summaries 2017