CFPB Rule Summaries

2023 CFPB Rules and Summaries

Date	CFPB Rules, Topics, Summaries	Summaries/Comment Letters	Important Date
September 2023	Threshold adjustments under TILA (Regulation Z)		These adjustments are applicable on January 1, 2024, consistent with relevant statutory or regulatory provisions.
July 2023	Interagency Proposal on Quality Control Standards for Automated Valuation Models	Available	Comments must be received by August 21, 2023
June 2023	CFPB Proposed Rule on Residential Property Assessed Clean Energy Financing (Regulation Z)	Available	Comments must be received by July 26, 2023
May 2023	CFPB Advisory Opinion: Fair Debt Collection Practices Act and Time-Barred Debts	Available	Effective on May 1, 2023
May 2023	Executive Summary of the Small Business Lending Rule	Available	The rule becomes effective 90 days after publication in the Federal Register. However, compliance is not required at that time. The rule has established compliance date tiers that differ depending on the number of covered originations an institution originated in 2022 and 2023.
April 2023	Credit Card Penalty Fees Proposal	Available
April 2023	Request for Comment: Regulation Z Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act	Available
March 2023	Regulation Z Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act	Available
February 2023	Registry of Supervised Nonbanks that Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections	Available
January 2023	Request for Information Regarding Consumer Credit Card Market	Available

2023 CFPB Rules and Summaries

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