CFPB Rules and Summaries 2019

Date Rule/Topic Summary Important Date
12/2019 Remittance Transfers Under the Electronic Funds Transfer Act Available Comments due 1/21/2020
11/2019 Truth in Lending; Screening and Training Requirments for Mortgage Loan Orginators with Temporary Authority Available Effective: Nov 24. 2019
11/2019 Request for Information Regarding Integrated Mortgage Disclosures Under TILA and RESPA Available Comments due: Jan 21, 2020
11/2019 Truth in Lending Annual Threshold Adjustments Effective: Jan. 1, 2020
11/2019 Fair Credit Act Disclosures Effective: Jan. 1, 2020
10/2019 Home Mortgage Disclosure Available Effective: Jan. 1, 2020
10/2019 Appraisals for Higher-Priced Mortgage Loans Exemption Threshold Effective: Jan. 1, 2020
8/2019 Advanced Notice of Public Rulemaking:Qualified Mortgage Definition Under TILA Available
07/2019 HMDA (Reg C) Data Points and Coverage; Comment Extension Comments due: Oct 15
06/2019 Final Rule, Availaility of Funds and Collection of Checks (Regulation CC)
06/2019 Final Rule on Payday, Vehicle Title and Certain High-Cost Installment Loans Available
05/2019 Proposed Regulations to Implement the Fair Debt Collection Practices Act Comments due: Aug 19
05/2019 Overdraft Rule Review Pursuant to the Regulatory Flexibility Act Available Comments closed July 1 
05/2019 Request for Information Regarding Potential Regulatory Changes to the Remittance Rule  Available  Comments closed June 28
05/2019 HMDA (Reg C) and Data Points and Coverage Available Comments extended: Oct. 15
05/2019 HMDA: Proposed Rule Available Comments due June 12
03/2019 Advanced Notice of Proposed Rulemaking on Residential PACE Financing Available Comments closed: May 7
02/2019 Notice of Proposed Rulemaking: Payday, Vehicle Title, and Certain High-Cost Installment Loans Comments closed: May 15
02/2019 Proposed Rule: Payday, Vehicle Title, and Certain High-Cost Installement Loans; Delay of compliance Comments closed March 18
02/2019 CFPB Summary of Proposed Rulemakings: 2019 Proposals to Amend the Payday Lending Rule


CFPB Rules and Summaries 2018

CFPB Rules and Summaries 2017