CFPB Rules and Summaries 2017

Date Rule/Topic Summary Important Date
10/2017 Interim Final Rule: Amendments to 2016 Mortgage Servicing Rule (Mortgage Servicer Communication) Available
10/2017 Proposed Rule: Amendments to 2016 Mortgage Servicing Rule (Periodic Statements) Available
10/2017 Final rule: Payday, Vehicle Title, and Certain High-Cost Installment Loans Available (fact sheet summary) Effective date: Jan. 16, 2018. The Compliance date for sections 1041.2 thru 1041.10; 1041.12 and 1041.13 is Aug. 19, 2019.
9/2017 Equal Credit Opportunity Act (ECOA, Regulation B) final rule Most provisions become effective Jan. 1, 2018; Amendment to Appendix B pertaining to the URLA effective Jan. 1, 2022
9/2017 Home Mortgage Disclosure (Regulation C) amendments. (Executive summary.) Final rule effective Jan. 1, 2018
8/2017 Proposed Amendments to Rules Concerning Prepaid Accounts Under the Electronic Funds Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)  Available
8/2017 Proposed Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z) Available
7/2017 Proposed Temporary Increase in Home Mortgage Disclosure Act (Regulation C) Thresholds for Open-End Lines of Credit Available
7/2017 Final rule: Governing aspects of consumer finance dispute resolution/”arbitration” (under new 12 CFR part 1040)  Executive summary of final rule here Available (executive summary of final rule)
6/2017 Request for Information Regarding Ability-to-Repay/Qualified Mortgage Rule Assessment Available Comments due July 31, 2017
5/2017 Request for Information Regarding the Small Business Lending Market  Available Comment due Sept. 14, 2017
5/2017 Notice of Assessment, 2013 RESPA Servicing Rule and Request for Comment Available Comments due July 10, 2017
3/2017 Proposed rule: Delay of final rule on Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) Available Comments due April 5, 2017
3/2017 CFPB Request for Information Regarding Consumer Credit Card Market Available Comments due June 8, 2017
2/2017 Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process Available Comments due May 19, 2017