10/2017 |
Interim Final Rule: Amendments to 2016 Mortgage Servicing Rule (Mortgage Servicer Communication) |
Available |
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10/2017 |
Proposed Rule: Amendments to 2016 Mortgage Servicing Rule (Periodic Statements) |
Available |
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10/2017 |
Final rule: Payday, Vehicle Title, and Certain High-Cost Installment Loans |
Available (fact sheet summary) |
Effective date: Jan. 16, 2018. The Compliance date for sections 1041.2 thru 1041.10; 1041.12 and 1041.13 is Aug. 19, 2019. |
9/2017 |
Equal Credit Opportunity Act (ECOA, Regulation B) final rule |
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Most provisions become effective Jan. 1, 2018; Amendment to Appendix B pertaining to the URLA effective Jan. 1, 2022 |
9/2017 |
Home Mortgage Disclosure (Regulation C) amendments. (Executive summary.) |
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Final rule effective Jan. 1, 2018 |
8/2017 |
Proposed Amendments to Rules Concerning Prepaid Accounts Under the Electronic Funds Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) |
Available |
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8/2017 |
Proposed Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z) |
Available |
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7/2017 |
Proposed Temporary Increase in Home Mortgage Disclosure Act (Regulation C) Thresholds for Open-End Lines of Credit |
Available |
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7/2017 |
Final rule: Governing aspects of consumer finance dispute resolution/”arbitration” (under new 12 CFR part 1040) Executive summary of final rule here |
Available (executive summary of final rule) |
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6/2017 |
Request for Information Regarding Ability-to-Repay/Qualified Mortgage Rule Assessment |
Available |
Comments due July 31, 2017 |
5/2017 |
Request for Information Regarding the Small Business Lending Market |
Available |
Comment due Sept. 14, 2017 |
5/2017 |
Notice of Assessment, 2013 RESPA Servicing Rule and Request for Comment |
Available |
Comments due July 10, 2017 |
3/2017 |
Proposed rule: Delay of final rule on Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) |
Available |
Comments due April 5, 2017 |
3/2017 |
CFPB Request for Information Regarding Consumer Credit Card Market |
Available |
Comments due June 8, 2017 |
2/2017 |
Request for Information Regarding Use of Alternative Data and Modeling Techniques in the Credit Process |
Available |
Comments due May 19, 2017 |