CFPB Rules and Summaries 2020

Date Rule/Topic Summary Important Date
December 2020 Summary of Qualified Mortgage Loan Definition Final Rule Available Effective date: March 1, 2021
December 2020 Procedural rule re: Final Advisory Opinions Policy Available Effective date: Nov. 30, 2020
October 2020

Amendments Relating to Disclosure of Records and Information

Effective date: Dec. 24, 2020
October 2020

Agencies propose regulation on the role of supervisory guidance

Available Comments due: Jan. 4, 2021
October 2020 ANPR on consumer access to financial records Available Comments due: Feb. 4, 2021
October 2020

Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Extension of Sunset Date

August 2020 RFI: Impact of CARD Act Regulations on Small Entities and the Consumer Credit Card Market Available Comment period closed Oct. 27, 2020
August 2020 Proposed Rule: Seasoned Qualified Mortgage Loan Definition Available Comments Due: October 1, 2020
August 2020 RFI: Equal Credit Opportunity Act and Regulation B Available Comments Due: December 1, 2020
July 2020 Proposed Rule: Higher Priced Loan Escrow Exemption (Regulation Z) Available Comments Due: September 21
July 2020 Proposed Rule: Qualified Mortgage Definition Under TILA (Extension of Sunset) Available  Comments Due: August 10, 2020
July 2020 Proposed Rule: Qualified Mortgage Definition Under TILA (QM Loan Definition) Available Comments Due: September 8, 2020
July 2020 Final Rule: Payday, Vehicle Title, and Certain High-Cost Installment Loans Effective: October 20, 2020
June 2020 Procedural Rule: Advisory Opinions Pilot Available Applicable: June 22, 2020
June 2020 Advisory Opinions Proposal Available  Comments Due: August 21, 2020
May 2020 Interpretive Rule: Application of Certain Provisions in the TILA/RESPA Integrated Disclosure Rule and Regulation Z Right of Recission Rules in Light of COVID-19 Available Effective Date: May 4, 2020
May 2020 Final Rule: Remittance Transfers Effective Date: July 21, 2020
April 2020 Interpretive Rule: Treatment of Pandemic Relief Payments  Available Effective Date: April 27, 2020
February 2020 Supplemental Proposed Rule: Debt Collection Practices Supplemental Proposal on Time-Barred Debt Available Comments Due: August 4, 2020


CFPB Rules and Summaries 2019

CFPB Rules and Summaries 2018

CFPB Rules and Summaries 2017