CFPB Rules and Summaries 2021

CFPB Rules and Summaries 2021

Date Rule/Topic Summary Important Date
June 2021 Final Rule: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): General QM Loan Definition; Delay of Mandatory Compliance Date Available This final rule is effective on June 30, 2021
April 2021 Final Rule — Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition; Delay of Mandatory Compliance Date Read an Executive Summary here Available Effective date June 30, 2021
April 2021 CFPB Proposes Delay of Effective Date for Recent Debt Collection Rules Available
April 2021 Notice of Proposed Rulemaking: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Available
March 2021

Request for Information and Comment on Financial Institutions’ Use of Artificial Intelligence, Including Machine Learning

Available 

Available

March 2021

Summary: Proposal to Delay the Mandatory Compliance Date of QM Definition Final Rule

Read an Executive Summary here

Available
February 2021

Final Rule: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition

Available Effective date: March 21, 2021
January 2021 Final Rule, re: CFPB Debt Collection Practices (Time-Barred Debt) Read the announcement for the change of date here. Available Effective date: January 29, 2022 
January 2021 Final rule, re: CFPB Debt Collection Practices (Communications) Read the announcement for the change of date here. Available Effective date: January 29, 2022 

CFPB Rules and Summaries 2020

CFPB Rules and Summaries 2019

CFPB Rules and Summaries 2018

CFPB Rules and Summaries 2017