NASCUS is the state credit union regulatory voice before Congress, federal agencies and the credit union system.



NASCUS is committed to providing ongoing and progressive training for state examiners.



NASCUS is the nationwide network for state credit union regulatory resources and information sharing.

NASCUS is the only organization exclusively dedicated to defending and advancing a strong state credit union system. Established in 1965, state credit union regulators formed NASCUS to promote the safety and soundness of state-chartered credit unions.

Top Stories

Markup includes proposal for temporary ‘safe harbor’ from TRID
JULY 27, 2015 -- Legislation providing a temporary safe harbor for credit unions and other financials from enforcement of the Truth in Lending Act/Real Estate Settlement Procedures Act integrated disclosure rule (TRID) will be marked up by the House Financial Services Committee Tuesday (July 28). READ

2011 Report: NCUA should solicit public feedback on OTR

JULY 27, 2015 -- NCUA should “possibly” solicit feedback from stakeholders about how it classifies its “insurance related” and operational activities for the purposes of determining the overhead transfer rate (OTR), according to a national accounting firm in an unedited 2011 report made public by the agency Friday. READ

OTR takes prominent role in NCUA hearing on Hill

JULY 23, 2015 -- The overhead transfer rate (OTR) played a prominent role, along with some other issues, in a hearing by the House financial institutions subcommittee on NCUA’s budget and operations Thursday, as NCUA Chairman Debbie Matz was pressed by a number of members to provide details and clarity about the NCUA budget process. READ

OTR figured into developments at NCUA Board meeting, too
JULY 23, 2015 -- Earlier Thursday, the NCUA Board approved two final rules and reprogrammed the agency’s 2015 operating budget – action that also saw the OTR figure into developments. READ

'Inequitable impact' on state CUs, regulators focus of NASCUS letter to Hill panel

JULY 22, 2015 -- Concern that NCUA’s funding mechanism and examination cycles are having an inequitable impact on state-chartered credit unions and state regulators is the key topic of a letter from NASCUS to the leaders of the subcommittee holding a hearing with agency Board Chairman Debbie Matz on Thursday. READ

Video details purpose, mechanics of OTR

JULY 22, 2015 -- The “overhead transfer rate” (OTR) – the ratio that NCUA applies in transferring money from the National Credit Union Insurance Fund (NCUSIF) to the agency’s operating fund to cover “insurance-related expenses” – is explained in a new video by NASCUS, in simple, brief terms. READ

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Pushing Back Against Patent Trolls (from Stateline, Third Quarter 2014)

Marijuana in the Mainstream (from Stateline, First Quarter 2014)