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Proposed ONES Supervision Threshold (Part 702 Subpart C)
Proposed ONES Supervision Threshold (Part 702 Subpart C) Summary prepared March 20, 2022 NCUA has proposed changes to the threshold used to assign credit unions to the Office of National... -
NCUA Risk Alert: Heightened Risk of Social Engineering and Phishing Attacks
NCUA Risk Alert: 22-RISK-01 Heightened Risk of Social Engineering and Phishing Attack March 2022 The on-going conflict in Ukraine has raised concerns about potential cyberattacks in the U.S., including those... -
Letter to Credit Unions 22-CU-05: CAMELS Rating System
Letter to Credit Unions 22-CU-05: CAMELS Rating System March 2022 The effective date of the CAMELS final rule is April 1, 2022. Federally insured corporate and natural person credit unions will receive... -
Letter to Credit Unions 22-CU-04: Equal Credit Opportunity Act Nondiscrimination Requirements
Letter to Credit Unions 22-CU-04: Equal Credit Opportunity Act Nondiscrimination Requirements February 2022 The Equal Credit Opportunity Act (ECOA) promotes the availability of credit to all creditworthy applicants without regard... -
Letter to Credit Unions 22-CU-03: Special Purpose Credit Programs
Letter to Credit Unions 22-CU-03: Special Purpose Credit Programs February 2022 NCUA’s LTCU outlines the interagency statement reminding creditors of the ability under the Equal Credit Opportunity Act (ECOA) and... -
22-RA-03 Summary: 2022 Truth in Lending Act (Reg Z) Adjustment to Asset-Size Exemption Threshold
22-RA-03: 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold February 2022 The Consumer Financial Protection Bureau (CFPB) has published annual adjustments for asset-size exemption thresholds under the... -
Letter to Credit Unions: 22-CU-02 NCUA’s 2022 Supervisory Priorities
Letter to Credit Unions 22-CU-02 NCUA’s 2022 Supervisory Priorities January 2022 NCUA’s Letter to Credit Unions (LTCU) 22-CU-02 identifies the agency’s supervisory priorities for 2022, which include: Credit Risk Management... -
22-RA-01 Summary: HMDA Collection Requirements for Calendar Year 2022
22-RA-01 HMDA Collection Requirements for Calendar Year 2022 January 2022 NCUA has issued Regulatory Alert 22-RA-01 to remind credit unions of data collection requirements in 2022 for 2023 filing pursuant... -
22-RA-02 Summary: Submission of 2021 Home Mortgage Disclosure Act Data
22-RA-02: Submission of 2021 Home Mortgage Disclosure Act Data February 2022 Credit unions located in metropolitan areas that engage in certain types and volume of residential mortgage lending, and that... -
Summary: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products/Services
CFPB 2022-0003: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products/Services The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to fees that... -
Letter to Credit Unions: Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022
LTCU: (22-CU-01): Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022 January 2022 NCUA’s LTCU was issued to extend the deadline for credit unions to submit the... -
Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms
CFPB-2021-0017: Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms Summary On October 21, 2021, the Consumer Financial Protection Bureau (CFPB) ordered six large technology...