Regulatory & Risk Alerts

Guidance	Title	NASCUS Summary
	2021 Risk Alerts
21-RISK-01	Business Email Compromise through Exploitation of Cloud-Based Email Services	Available
	2021 Regulatory Alerts
21-RA-10	2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)	Available
21-RA-09	CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission	Available
21-RA-08	CFPB Amends Mortgage Servicing Requirements for Borrowers Affected by the COVID-19 Emergency	Available
21-RA-07	Equal Credit Opportunity Act (Regulation B)	Available
21-RA-06	CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act	Available
21-RA-05	CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans	Available
21-RA-04	HMDA Data Collection Requirements for Calendar Year 2021	Available
21-RA-03	Submission of 2020 Home Mortgage Disclosure Act Data	Available
21-RA-02	CFPB Publishes 2021 Threshold Adjustments Under Regulation C, Regulation Z and Regulation V	Available
21-RA-01	CFPB Amends Ability to Repay/QM Rule under TILA	Available
	2020 Regulatory Alerts
20-RA-09	2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act	Available
20-RA-07	CFPB Issues Ammendments to Payday, Vehicle Titling and Certain High-Cost Installment Loans	Available
20-RA-06	Treatment of Certain COVID-19 Related Loss Mitigation Options Under RESPA	Available
20-RA-05	Remittance Transfers under the Electronic Funds Transfer Act	Available
20-RA-04	CFPB Increases HMDA Threshold	Available
20-RA-03	CFPB Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods	Available
20-RA-02	FRB Issues Rule Allowing CUs to Remove Limit on Savings Account Withdrawals	Available
20-RA-01	Other Supervisory Authorities	Available
20-Risk-02	COVID-19 Fraud Schemes	Available
20-Risk-01	Cybersecurity Considerations for Remote Work	Available