Regulatory & Risk Alerts

Regulatory & Risk Alerts

Guidance Title NASCUS Summary
2022 Risk Alerts
22-RISK-01 Heightened Risk of Social Engineering and Phishing Attacks Available
2022 Regulatory Alerts
22-RA-03 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold Available
22-RA-02 Submission of 2021 Home Mortgage Disclosure Act Data Available
22-RA-01 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022 Available
2021 Risk Alerts
21-RISK-01 Business Email Compromise through Exploitation of Cloud-Based Email Services Available
2021 Regulatory Alerts
21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) Available
21-RA-09  CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission Available
21-RA-08 CFPB Amends Mortgage Servicing Requirements for Borrowers Affected by the COVID-19 Emergency Available
21-RA-07  Equal Credit Opportunity Act (Regulation B) Available

CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act


CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans

21-RA-04 HMDA Data Collection Requirements for Calendar Year 2021 Available
21-RA-03 Submission of 2020 Home Mortgage Disclosure Act Data Available
21-RA-02 CFPB Publishes 2021 Threshold Adjustments Under Regulation C, Regulation Z and Regulation V Available
21-RA-01 CFPB Amends Ability to Repay/QM Rule under TILA Available
2020 Regulatory Alerts
20-RA-09 2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act Available
20-RA-07 CFPB Issues Ammendments to Payday, Vehicle Titling and Certain High-Cost Installment Loans Available
20-RA-06 Treatment of Certain COVID-19 Related Loss Mitigation Options Under RESPA Available
20-RA-05 Remittance Transfers under the Electronic Funds Transfer Act Available
20-RA-04 CFPB Increases HMDA Threshold Available
20-RA-03 CFPB Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods Available
20-RA-02 FRB Issues Rule Allowing CUs to Remove Limit on Savings Account Withdrawals Available
20-RA-01 Other Supervisory Authorities Available
20-Risk-02 COVID-19 Fraud Schemes Available
20-Risk-01 Cybersecurity Considerations for Remote Work Available