Archive: NCUA 2020-21 Regulatory & Risk Alerts

Guidance Title NASCUS Summary
  2021 Risk Alerts  
21-RISK-01 Business Email Compromise through Exploitation of Cloud-Based Email Services Available
  2021 Regulatory Alerts  
21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) Available
21-RA-09  CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission Available
21-RA-08 CFPB Amends Mortgage Servicing Requirements for Borrowers Affected by the COVID-19 Emergency Available
21-RA-07  Equal Credit Opportunity Act (Regulation B) Available
21-RA-06 CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act Available
21-RA-05 CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans Available
21-RA-04 HMDA Data Collection Requirements for Calendar Year 2021 Available
21-RA-03 Submission of 2020 Home Mortgage Disclosure Act Data Available
21-RA-02 CFPB Publishes 2021 Threshold Adjustments Under Regulation C, Regulation Z and Regulation V Available
21-RA-01 CFPB Amends Ability to Repay/QM Rule under TILA Available
  2020 Regulatory Alerts  
20-RA-09 2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act Available
20-RA-07 CFPB Issues Ammendments to Payday, Vehicle Titling and Certain High-Cost Installment Loans Available
20-RA-06 Treatment of Certain COVID-19 Related Loss Mitigation Options Under RESPA Available
20-RA-05 Remittance Transfers under the Electronic Funds Transfer Act Available
20-RA-04 CFPB Increases HMDA Threshold Available
20-RA-03 CFPB Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods Available
20-RA-02 FRB Issues Rule Allowing CUs to Remove Limit on Savings Account Withdrawals Available
20-RA-01 Other Supervisory Authorities Available
20-Risk-02 COVID-19 Fraud Schemes Available
20-Risk-01 Cybersecurity Considerations for Remote Work Available