In the News

NCUA Releases Research Note on Overdraft, NSF Fees at Credit Unions

The National Credit Union Administration today released a Research Note that provides an analysis of statistics for overdraft and non-sufficient funds fees, and observations on the relationship between overdraft and non-sufficient funds...

Jan. 17: CFPB Recent Updates

Published JAN 16, 2025 CFPB Orders Operator of Cash App to Pay $175 Million and Fix Its Failures on Fraud Today, the Consumer Financial Protection Bureau (CFPB) ordered Block, the operator...

Podcast: The CFPB’s Proposed Data Broker Rule

In today’s episode, we discuss the CFPB’s recent proposed data broker rule—a proposal that would greatly expand the reach of the Fair Credit Reporting Act. On December 3, the CFPB...

Jan. 10: CFPB Recent Updates

Published JAN 08, 2025 CFPB Approves Application from Financial Data Exchange to Issue Standards for Open Banking The Consumer Financial Protection Bureau (CFPB) issued an order recognizing Financial Data Exchange, Inc....

How to Protect Yourself from Phishing Attacks in Chrome and Firefox

Phishing is a form of social engineering where attackers try to get you to reveal your sensitive information through malicious links, SMS, QR codes, and more. Here’s how to protect...

Audit Reveals Credit Union’s $12M Loss Was Due to Decades of Fraud

A federal audit of an Omaha-based credit union found statement fraud spanning decades that resulted in the loss of millions of dollars. In a letter obtained by First Alert 6...

Despite Fed Cuts, Many Store Credit Cards Are Still Charging Extreme Interest Rates

The findings from the Consumer Financial Protection Bureau shed light on impacts to consumers who rely on major retailers’ credit programs. The Consumer Financial Protection Bureau found that 19% of...

U.S. Regulator’s ‘Problem Bank’ List Grows as Industry Profits Dip

A top U.S. bank regulator added two banks to its so-called “problem bank” list in the third quarter, while overall industry profits dipped 8.6%, the regulator said. The Federal Deposit...

Dec. 20: CFPB Recent Updates

Published DEC 20, 2024 CFPB Sues JPMorgan Chase, Bank of America, and Wells Fargo for Allowing Fraud to Fester on Zelle Today, the Consumer Financial Protection Bureau (CFPB) sued the operator...

Dec. 13: CFPB Recent Updates

Published DEC 12, 2024 CFPB Issues Overdraft Lending Final Rule Today, the CFPB issued a final rule that amends Regulations Z and E to ensure that extensions of overdraft credit offered...

Op-ed: Five Things I Learned as a Credit Union Examiner Turned CEO

Prior to joining my credit union, I spent four years on the other side of the conference room table as a National Credit Union Administration examiner. [Insert examiner joke here]....

FinCEN Issues Spanish Translations on Check Fraud Schemes

FinCEN Issues Spanish Translations of Alert and In-Depth Analysis on Nationwide Surge in Mail Theft-Related Check Fraud Schemes Targeting the U.S. Mail Today, the Financial Crimes Enforcement Network (FinCEN) is...