Merged/Liquidated

FLASH Messages, CIG Circulars, PINs, Indicator Bulletins and CIS Cyber Alerts

PLEASE NOTE: This information is CONFIDENTIAL and FOR MEMBERS ONLY and SHOULD NOT BE POSTED TO PUBLIC-FACING WEBSITES. FBI Liaison Alert System (FLASH) Messages, CIG Circulars, Private Industry Notifications (PINs),...

Interim Final Rule Summary Asset Thresholds

Interim Final Rule Summary Asset Thresholds (Parts 700, 702, 708a, 708b, & 790) Prepared by NASCUS Legislative & Regulatory Affairs Department March 2021 To help credit unions manage the accelerated...

Summary: Corporate Credit Unions

Final Rule Summary: Corporate Credit Unions (Part 704)                      Prepared by NASCUS Legislative & Regulatory Affairs Department March 2021 NCUA has...

Summary: Joint Statement on Additional Loan Accommodations Related to COVID-19

Joint Statement Summary Joint Statement on Additional Loan Accommodations Related to COVID-19 August 2020 The Federal Financial Institutions Examination Council (FFIEC) has issued a Joint Statement to provide prudent risk...

Summary: Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Laura and California Wildfires

Joint Statement Summary Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Laura and California Wildfires September 2020 NCUA, the Federal...

Summary: Anti-Money Laundering Program Effectiveness

FinCEN                                              Advance Notice of Proposed Rulemaking (ANPR) Anti-Money Laundering Program Effectiveness              Summary Prepared by NASCUS Legislative & Regulatory Affairs Department September 2020  The Financial Crimes Enforcement Network (FinCEN) has issued...

Summary: CFPB Proposed Rule re: TILA Definition for Seasoned Qualified Mortgage Loan Definition

Summary: CFPB Proposed Rule re: TILA Definition for Seasoned Qualified Mortgage Loan Definition 12 CFR Part 1026 The Consumer Financial Protection Bureau Prepared by the Legislative & Regulatory Affairs Department...

Summary:  CFPB Proposed Rule re: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): General QM Loan Definition 12 CFR Part 1026

Summary:  CFPB Proposed Rule re: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): General QM Loan Definition 12 CFR Part 1026 The Consumer Financial Protection Bureau Prepared...

COVID-19 Fraud Schemes

NCUA Risk Alert: 20-Risk-02 COVID-19 Fraud Schemes August 2020 NCUA issued Risk Alert 20-RA-02 to inform credit unions about fraud risks associated with the COVID-19 pandemic. The economic dislocation resulting...

Summary: Regulatory Alert 20-RA-07 CFPB Issues Amendments to Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule

Regulatory Alert 20-RA-07 CFPB Issues Amendments to Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule August 2020 In July, the CFPB issued a final rule amending parts of the...

Summary: Legal Opinion Automated Loan Underwriting System – Segregation of Duties for Loan Officers

Legal Opinion Automated Loan Underwriting System – Segregation of Duties for Loan Officers June 16, 2020 NCUA’s legal opinion reinterprets existing NCUA interpretations of the permissibility of loan disbursements resulting...

Summary: Legal Opinion Reasonable Proximity Analysis

Legal Opinion Reasonable Proximity Analysis June 10, 2020  NCUA’s Legal Opinion addresses FCU field of membership and the term “reasonable proximity,” as used in the Federal Credit Union Act (“FCUA”)...