Legislation & Regulation

LTCU No. 17-CU-08 Interagency guidance, disasters

Letters to Credit Unions No.: 17-CU-08 Interagency Supervisory Guidance for Institutions Affected by a Major Disaster December 2017 NCUA issued this Letter to Credit Unions (LTCU) to provide federally insured credit...

Summary:16-RA-07 Prepaid accounts under Regs E and Z (Dec. 2016)

NASCUS Legislative and Regulatory AffairsDecember 2016 (16-RA-07) Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) The NCUA issued Regulatory Alert...

Summary:16-RA-03Submission of 2015 HMDA Data (Feb. 2016)

Prepared by NASCUS Legislative & Regulatory Affairs Department February 2016 16-RA-03 Submission of 2015 HMDA Data NCUA has published Regulatory Alert 16-RA-03 to remind credit unions subject to HMDA filing for...

NASCUS Summaries, CFPB Bulletins 2016

Click here for current CFPB Initiatives 2016 CFBP Bulletins CFPB Bulletin 2016-01 February 2016 FCRA’s Requirement that Furnishers have Written Policies and Procedures regarding the Accuracy and Integrity of Information...

NASCUS Supplemental Capital Resources

Supplemental Capital NASCUS has consistently encouraged NCUA, Congress and others to consider capital reform for credit unions as a tool for enhancing safety and soundness. As an active member of...

Summary: NCUA Final Rule, Corporate Credit Unions (November, 2017)

Prepared by the NASCUS Legislative and Regulatory Affairs DepartmentNovember 2017 NCUA has amended provisions in its Corporate Credit Union rule, Part 704, related to retained earnings and Tier I capital....

CFPB Rules and Summaries 2018

   

Capital Planning and Supervisory Stress Testing (Dec., 2017)

December 29, 2017 Mr. Gerard Poliquin Secretary to the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: NASCUS Comments on Proposed Rule – Capital Planning and...

Comment letter:Proposed Rule on Accuracy of Advertising (Dec. ’17)

December 4, 2017 Mr. Gerard Poliquin Secretary to the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: NASCUS Comments on Proposed Rule on Accuracy of Advertising...

Comment letter 2017 NCUA Alternative Capital ANPR (May, ’17)

NASCUS Comments: NCUA Regulatory Reform Agenda November 20, 2017 Mr. Gerard Poliquin Secretary to the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: NASCUS Comments on...

Comment letter: OTR methodology (August, ’17)

NASCUS Comments: OTR Methodology August 29, 2017 Mr. Gerard Poliquin Secretary to the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: NASCUS Comments on OTR Methodology...