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Advanced Notice of Proposed Rulemaking regarding Credit Card Late Fees and Late Payments

CFPB Summary re: Advanced Notice of Proposed Rulemaking regarding Credit Card Late Fees and Late Payments 12 CFR Part 1026 The Consumer Financial Protection Bureau (CFPB) is seeking information from...

Request for Information Regarding Employer-Driven Debt

CFPB Summary re: Request for Information Regarding Employer-Driven Debt Docket No. CFPB-2022-0038 The Consumer Financial Protection Bureau (CFPB) is charged with monitoring markets for consumer financial products and services to...

Debt Collection Practices (Regulation F); Pay to Pay Fees

CFPB Summary re: Debt Collection Practices (Regulation F); Pay to Pay Fees 12 CFR Part 1006 The Consumer Financial Protection Bureau (CFPB) issued this advisory opinion to affirm that this...

FinCEN ANPRM: No-Action Letters

FinCEN ANPRM: No-Action Letters Prepared by NASCUS Legislative & Regulatory Affairs Department June 2022 FinCEN has issued an advance notice of proposed rulemaking (ANPRM) soliciting public comment on questions relating...

Request for Information Regarding Relationship Banking and Customer Service

CFPB Summary re: Request for Information Regarding Relationship Banking and Customer Service Docket No. CFPB 2022 0040 The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related...

Summary: Rules of Practice and Procedure

Joint Proposed Rule Summary: Rules of Practice and Procedure NASCUS Legislative and Regulatory Affairs Department | May 14, 2022 The NCUA, OCC, FDIC, and Federal Reserve have published a joint Notice...

NCUA Risk Alert: Heightened Risk of Social Engineering and Phishing Attacks

NCUA Risk Alert: 22-RISK-01 Heightened Risk of Social Engineering and Phishing Attack March 2022 The on-going conflict in Ukraine has raised concerns about potential cyberattacks in the U.S., including those...

Letter to Credit Unions: Relationships with Third Parties that Provide Services Related to Digital Assets

LTCU: (21-CU-16) Relationships with Third Parties that Provide Services Related to Digital Assets December 2021 NCUA’s LTCU was issued to provide clarity about the already existing authority of federally insured credit...

2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) December 2021 The  CFPB has published its Truth in Lending (Regulation Z) Annual Threshold...

Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms

CFPB-2021-0017: Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms Summary On October 21, 2021, the Consumer Financial Protection Bureau (CFPB) ordered six large technology...

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