Regulator

Letter to Credit Unions: 22-CU-02 NCUA’s 2022 Supervisory Priorities

Letter to Credit Unions 22-CU-02 NCUA’s 2022 Supervisory Priorities January 2022 NCUA’s Letter to Credit Unions (LTCU) 22-CU-02 identifies the agency’s supervisory priorities for 2022, which include: Credit Risk Management...

Summary: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products/Services

CFPB 2022-0003: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products/Services The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to fees that...

Letter to Credit Unions: Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022

LTCU: (22-CU-01): Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022  January 2022 NCUA’s LTCU was issued to extend the deadline for credit unions to submit the...

Letter to Credit Unions: Relationships with Third Parties that Provide Services Related to Digital Assets

LTCU: (21-CU-16) Relationships with Third Parties that Provide Services Related to Digital Assets December 2021 NCUA’s LTCU was issued to provide clarity about the already existing authority of federally insured credit...

Digital Library Resource: Post Exam Survey Samples

Documents Post Exam Survey Samples: All links/PDFs below are password protected/required for opening: June03RegMtg Connecticut Colorado Louisiana Pennsylvania Related Topics NASCUS Report Article: Pilot seeks FCU input on pre-, post-exam requirements...

2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)

21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) December 2021 The  CFPB has published its Truth in Lending (Regulation Z) Annual Threshold...

Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms

CFPB-2021-0017: Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms Summary On October 21, 2021, the Consumer Financial Protection Bureau (CFPB) ordered six large technology...

Profile Database Results

How to get started: Select the dropdown preferences based on the section topic and the state(s) of interest,  then press “search.” Once the results pop up, use the “export” or...

Letter to Credit Unions: Subordinated Debt Final Rule Effective January 1, 2022

LTCU: (21-CU-13) Subordinated Debt Final Rule Effective January 1, 2022  November 2021 NCUA’s LTCU was issued to reminder to FICUs that the final subordinated debt rule (NASCUS summary here) becomes effective on...

Letters to Credit Unions: IRS’s Volunteer Income Tax Assistance Program Collaboration Opportunities

LTCU 21-CU-12 Internal Revenue Service’s Volunteer Income Tax Assistance Program Collaboration Opportunities  November 2021 Credit unions have until November 15, 2021, to contact the Internal Revenue Service (IRS) to inquire...

Final Rule Summary: FCU CUSOs

Final Rule Summary: FCU CUSOs (Parts 712) October 2021 Prepared by NASCUS Legislative & Regulatory Affairs Department NCUA has issued a final rule related to federal credit union (FCU) credit...

Final Rule Summary: CAMELS Rating System

Final Rule Summary: CAMELS Rating System (Parts 701, 703, 704, 713) October 2021 Prepared by NASCUS Legislative & Regulatory Affairs Department NCUA is updating the NCUA’s supervisory rating system from...