Regulator Staff

CFPB Interpretive Rule on Application of Regulation Z to Digital User Accounts that Access Buy Now, Pay Later Loans

NASCUS Summary re: CFPB Interpretive Rule on Application of Regulation Z to Digital User Accounts that Access Buy Now, Pay Later Loans  12 CFR Part 1026 The Consumer Financial Protection...

Advanced Notice of Proposed Rulemaking NCUA Part 749: Records Preservation Program and Appendices – Record Retention Guidelines; Catastrophic Act Preparedness Guidelines

Advanced Notice of Proposed Rulemaking and Request for Comment NCUA Part 749: Records Preservation Program and Appendices – Record Retention Guidelines; Catastrophic Act Preparedness Guidelines NASCUS Legislative and Regulatory Affairs...

FinCEN: Customer Identification Program Rule Taxpayer Identification Number Collection Requirement

Notice and Request for Information and Comment FinCEN: Customer Identification Program Rule Taxpayer Identification Number Collection Requirement NASCUS Legislative and Regulatory Affairs Department Summary prepared April 12, 2024 On March...

Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA) Reporting Requirements

NASCUS Summary: Proposed Rule — Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA) Reporting Requirements 6 CFR part 226 The Cyber Incident Reporting for Critical Infrastructure Act of 2022 (CIRCIA)...

CFPB Final Rule: Credit Card Penalty Fees (Regulation Z)

CFPB Summary: Final Rule re: Credit Card Penalty Fees 12 CFR Part 1026 The Consumer Financial Protection Bureau (CFPB) amends Regulation Z (which implements the Truth in Lending Act) to...

NCUA Risk Alert: 24-RA-01 Home Mortgage Disclosure Act Data Requirements

NCUA Risk Alert: 24-RA-01 Home Mortgage Disclosure Act Data Requirements NASCUS Legislative and Regulatory Affairs Department February 16, 2024 On February 15, 2024, NCUA issued Risk Alert 24-RA-01 which outlines...

CFPB Summary: CFPB Proposed Rule on Personal Financial Data Rights

12 CFP Parts 1001 and 1033 The Consumer Financial Protection Bureau (CFPB) is proposing a rule to implement personal financial data rights under the Consumer Financial Protection Act of 2010...

Proposed Rule: Role of Supervisory Guidance (Part 791, Subpart D)

NCUA Proposed Rule: Role of Supervisory Guidance (Part 791, Subpart D) Prepared by NASCUS Legislative & Regulatory Affairs Department December 2020  NCUA is proposing an addition to § 791 that would codify...

Proposed Rule: Derivatives (FCUs only)

Summary: NCUA Proposed Rule (FCUs Only); Derivatives Part 703 Prepared by NASCUS Legislative & Regulatory Affairs Department November 2020 NCUA has proposed changes to Subpart B of Part 703, NCUA’s derivatives...

Final Rule: Corporate Credit Unions (Part 704)

Final Rule: Corporate Credit Unions (Part 704) Prepared by NASCUS Legislative & Regulatory Affairs Department December 2020 NCUA has issued a final rule amending its corporate credit union regulations in...

ANPR, Simplification of the RBC Requirements (Parts 702 & 703)

Summary: ANPR, Simplification of the RBC Requirements (Parts 702 & 703) Prepared by NASCUS Legislative & Regulatory Affairs Department February 2021 NCUA has published an Advance Notice of Proposed Rulemaking...