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Subordinated Debt

 Proposed Rule: Subordinated Debt Prepared by NASCUS Legislative & Regulatory Affairs Department October 2021 NCUA is proposing changes to the Subordinated Debt rule taking effect on January 1, 2022, to...

CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission

21-RA-09 CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission October 2021 On August 20 the CFPB issued new technical specifications for complying with credit...

Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs

LTCU 21-CU-09 Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs September 2021 NCUA issued LTCU 21-CU-09 to provide guidance to credit unions on the winding down of several...

Small Business Lending Data Collection

Summary: CFPB Proposal Regarding Small Business Lending Data Collection The Consumer Financial Protection Bureau (CFPB) issued a notice of proposed rulemaking seeking comment on its proposal to implement the small...

Digital Assets & Related Technologies

Request for Information & Comment: Digital Assets & Related Technologies Prepared by NASCUS Legislative & Regulatory Affairs Department August 2021 NCUA has issued a Request for Information and Comment (RFI) on...

Member Videos

NASCUS Video Channel This page is designed to help you out when you want to watch or rewatch a NASCUS meeting. NASCUS Legislative & Regulatory Committee: Virtual Currencies and Digital...

Regulatory Review 2021

Regulatory Review (2021) August 16, 2021 Office of General Counsel National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Regulatory Review 2021 To the Office of General Counsel:...

Implementation of Modernized Systems

LTCU 21-CU-08 Implementation of Modernized Systems  August 2021 NCUA’s LTCU 21-CU-08 provides an update on the agency’s technology modernization efforts supporting NCUA’s examination, data collection, field of membership, and reporting efforts....

Capitalization of Unpaid Interest

Letter to Credit Unions 21-CU-07 Capitalization of Unpaid Interest August 2021 Effective July 30, 2021, NCUA has lifted the prohibition on federally insured credit unions (FICUs) capitalization of interest in...

Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X

21-RA-08 CFPB Amends Mortgage Servicing Requirements for Borrowers Affected by the COVID-19 Emergency July 2021 NCUA issued Regulatory Alert to discuss the CFPB’s final rule temporarily amending certain mortgage servicing requirements...

Summary: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X

Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X April 2021   CFPB Summary re: Protections for Borrowers Affected by the...