NCUA Summaries and Comment Letters

*Indicates newly published items.

2026

Date	Subject	Comment Letter	Corresponding Summary
April	Proposed Rule: 12 CFR Part 708a Subpart C—Merger of Insured Credit Unions into Banks	Comments are due by June 22, 2026	*Available
April	Proposed Rule: AML/CFT Reform	Comments are due by June 9, 2026	*Available
April	Proposed Rule: 12 CFR Part 701 Appendix B—Chartering and Field of Membership	Comments are due by June 8, 2026	*Available
April	Proposed Rule: Rules & Regulations 12 CFR Part 701.21(h) and Part 741.203(c)—Third-Party Servicing of Indirect Vehicle Loans	Comments are due by May 26, 2026	*Available
March	Proposed Rule: Rules & Regulations Part 708a and Part 708b	Part 708a: Available Part 708b: Available	Available
March	Proposed Rule: Rules & Regulations 12 CFR Part 701.4(b)(3) — Post Election Training for New Board Members		Available
March	Proposed Rule: Rules & Regulations 12 CFR Part 701.21 (c)(8) — Loan Compensation/Commission	*Available	Available
March	Proposed Rule: Rules & Regulations 12 CFR 701.26 Credit Union Service Contracts		Available
March	Proposed Rule: Rules & Regulations 12 CFR 701.39(a)(1) — Definitions Related to Statutory Lien		Available
March	Proposed Rule: Rules & Regulations 12 CFR Part 749 — Records Preservation Program and Appendices – Record Retention Guidelines; Catastrophic Act Preparedness Guidelines	*Available	Available
March	Proposed Rule: Rules & Regulations 12 CFR Part 701.23 — Eligible Obligations	*Available	Available
March	Proposed Rule: Rules & Regulations 12 CFR 701.24 — Refund of Interest (Loans)		Available
February	Proposed Rule: Rules & Regulations Part 706 Investments in and Licensing of Permitted Payment Stablecoins Issuers	Available	Available
February	Proposed Rule: Rules & Regulations 12 CFR Part 701 IRPS 06-1 Organization and Operation of Federal Credit Unions		Available
January	Proposed Rule: Rules & Regulations 12 CFR Part §741.5 — Notice of Termination of Excess Insurance Coverage	Available	Available
January	Proposed Rule: Rules & Regulations 12 CFR Part §741.10 — Disclosure of Share Insurance	Available	Available
January	Proposed Rule: Rules & Regulations 12 CFR Part §741.2 — Maximum Borrowing Authority	Available	Available
January	Proposed Rule: Rules & Regulations 12 CFR 701.32(b)(2) — Changes for Public Unit and Non-Member Shares		Available
January	Proposed Rules: Interpretative Ruling and Policy Statement 08-2 and Community Chartering Policies 10-1		Available
January	Proposed Rule: Part 701.31 Nondiscrimination Requirements		Available

---

2025

Date	Subject	Comment Letter	Corresponding Summary
December	Proposed Rule: NCUA Rules & Regulations Part 715—Supervisory Committee Audits & Verifications	Available	Available
December	Proposed Rule: NCUA Rules & Regulations Part 748 Guidance on Response Programs for Unauthorized Access to Member Information and Member Notice – Appendix B	Available	Available
December	Proposed Rule: NCUA Rules & Regulations Part 748 Safeguarding Member Information	Available	Available
December	Proposed Rule: NCUA Rules & Regulations Part 701.20 Suretyship and Guaranty	Available	Available
December	Proposed Rule: NCUA Rules & Regulations Part 748 Catastrophic Act Reporting	Available	Available
December	Proposed Rule: NCUA Rules & Regulations Part 740 Accuracy of Advertising & Notice of Insured Status	Available	Available
December	Proposed Rule: NCUA Rules & Regulations Part 701.25 Loans to Credit Unions	Available	Available
December	Proposed Rule — NCUA Rules & Regulations Part 704: Corporate Credit Unions	Available	Available
October	NCUA Proposed Rule: Prohibition on Use of Reputation Risk	Available	Available
October	Regulatory Publication and Voluntary Review as Contemplated by the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA)	Available
September	2026-27 NCUA Proposed Budget	Available	Available
July	Decennial Notice of Regulatory Review and Request for Comment on “Agency Programs,” “Capital,” and “Consumer Protection”		Available
June	Exemption Order to Customer Identification Program (CIP) Requirements		Available
June	National Credit Union Administration: 2025 Regulatory Review	Available	Available
May	Simplification of Share Insurance and Succession Planning Final Rules; Solicitation of Comments	Available	Available
February	National Credit Union Administration: 2025 Annual Performance Plan		Available
January	NCUA Research Note on Overdraft, NSF Fees at Credit Unions		Available

---

2024

Date	Subject	Comment Letter	Corresponding Summary
December	NCUA Final Rule: Succession Planning		Available
November	NCUA Staff Draft Budget Justification 2025 – 2026	Available
November	NCUA Call Report Changes (Form 5300)	Available
October	Final Rule: Simplification of Share Insurance Rules		Available
October	Final Rule: Fair Hiring in Banking		Available
October	NCUA Proposed Rule: Anti-Money Laundering and Countering the Financing of Terrorism Program Requirements	Available	Available
September	NCUA Proposed Rule: Succession Planning	Available	Available
August	Proposed Rule: Incentive-Based Compensation Arrangements		Available
August	NCUA Regulatory Publication and Voluntary Review as Contemplated by the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA)	Available	Available
June	NCUA Request for Comment: 748 Security Program, Suspicious Transactions, Catastrophic Acts, Cyber Incidents, and Bank Secrecy Act Compliance	Available
June	Advanced Notice of Proposed Rulemaking NCUA Part 749: Records Preservation Program and Appendices – Record Retention Guidelines; Catastrophic Act Preparedness Guidelines	Available	Available
February	NCUA Request for Comment: Overhead Transfer Rate Methodology	Available
February	Final Rule Summary: Minority Depository Institution Preservation Program		Available

---

2023

Date	Subject	Comment Letter	Corresponding Summary
December	Request for Comment Regarding Overhead Transfer Rate Methodology		Available
December	NCUA 2024 FINAL Budget		Available
December	Final Rule Summary: Charitable Donation Accounts		Available
December	Notice of Proposed Rulemaking and Request for Comment: NCUA Parts 701, 741, 746, 748, and 752: Fair Hiring in Banking	Available	Available
November	NCUA 2024 Proposed Budget Summary	Available	Available
November	NCUA Rules 745: Simplification of Share Insurance Rules	Available	Available
September	NCUA Rules 701 and 714: Financial Innovation – Loan Participations, Eligible Obligations, and Notes of Liquidating Credit Unions		Available
July	Minority Depository Institution Preservation Program Proposed Interpretive Ruling and Policy Statement	Available	Available
July	Notice and Request for Comment on the Existing Operating Fee Schedule Methodology	Available	Available
July	Final Rule Summary: Federal Credit Union Bylaws (Addressing Member Expulsion)		Available
June	Proposed Rulemaking NCUA Part 721: Charitable Donation Accounts		Available
June	2023 Regulatory Review	Available
April	Request for Information: Climate-Related Financial Risk	Available	Available
March	Final Rule Summary: Subordinated Debt		Available
March	Notice of Proposed Rulemaking and Request for Comment: Chartering and Field of Membership		Available
March	NCUA Final Rule Summary: Cyber Incident Notification Requirements for Federally Insured Credit Unions		Available
January	NCUA Proposed Rulemaking Summary 2022-0185 NCUA Rules 701 AND 714: Financial Innovation: Loan Participations, Eligible Obligations, and Notes of Liquidating Credit Unions	Available	Available

---

Click here to view past summaries from 2020-2022

Click here to view past summaries from 2018-2019