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22-RA-03 Summary: 2022 Truth in Lending Act (Reg Z) Adjustment to Asset-Size Exemption Threshold
22-RA-03: 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold February 2022 The Consumer Financial Protection Bureau (CFPB) has published annual adjustments for asset-size exemption thresholds under the... -
Letter to Credit Unions: 22-CU-02 NCUA’s 2022 Supervisory Priorities
Letter to Credit Unions 22-CU-02 NCUA’s 2022 Supervisory Priorities January 2022 NCUA’s Letter to Credit Unions (LTCU) 22-CU-02 identifies the agency’s supervisory priorities for 2022, which include: Credit Risk Management... -
22-RA-01 Summary: HMDA Collection Requirements for Calendar Year 2022
22-RA-01 HMDA Collection Requirements for Calendar Year 2022 January 2022 NCUA has issued Regulatory Alert 22-RA-01 to remind credit unions of data collection requirements in 2022 for 2023 filing pursuant... -
22-RA-02 Summary: Submission of 2021 Home Mortgage Disclosure Act Data
22-RA-02: Submission of 2021 Home Mortgage Disclosure Act Data February 2022 Credit unions located in metropolitan areas that engage in certain types and volume of residential mortgage lending, and that... -
Summary: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products/Services
CFPB 2022-0003: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products/Services The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to fees that... -
Letter to Credit Unions: Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022
LTCU: (22-CU-01): Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022 January 2022 NCUA’s LTCU was issued to extend the deadline for credit unions to submit the... -
Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms
CFPB-2021-0017: Notice and Request for Comment Regarding the CFPB’s Inquiry into Big Tech Payment Platforms Summary On October 21, 2021, the Consumer Financial Protection Bureau (CFPB) ordered six large technology... -
NCUA Risk Alert: Business Email Compromise through Exploitation of Cloud-Based Email Services
NCUA Risk Alert: 21-RISK-01 Business Email Compromise through Exploitation of Cloud-Based Email Services October 2021 NCUA issued Risk Alert 21-Risk-01 to provide credit unions a warning regarding a common Business Email... -
CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission
21-RA-09 CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission October 2021 On August 20 the CFPB issued new technical specifications for complying with credit... -
Summary: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X April 2021 CFPB Summary re: Protections for Borrowers Affected by the... -
Legal Opinion 21-3500 Proposed Capital Markets Funding Program for Credit Unions
Legal Opinion 21-3500 Proposed Capital Markets Funding Program for Credit Unions April 23, 2021 NCUA issued Legal Opinion 21-3500 to address issues related to a credit union funding program in... -
CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act
21-RA-06 CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act June 2021 Earlier this year, NCUA issued Regulatory Alert 21-RA-01 to provide...