FDIC Finds Steep Rise in Loans from Banks to Nonbanks
PYMNTS.com
A new FDIC report monitors the sharp rise in lending from banks to nonbanks.
That’s according to the Federal Deposit Insurance Corp.’s (FDIC) 2026 Risk Review, which noted that outstanding balances of bank loans to so-called nondepository financial institutions (NDFIs) have increased at a compound growth rate of 22.7%…
Read moreAnd the Next Big Idea $10K Prize Winner Is…
Frank Diekmann, CU Daily
Charm Security, a provider of agentic AI that helps reduce fraud and cybercrime, was the $10,000 winner of NACUSO’s Next Big Idea competition here, held as part of the association’s Reimagine 2026 meeting.
Charm Security, which donated the prize to a charity that helps victims of fraud, beat out three other fintechs for the grand prize. Members of a panel who asked the competitors questions following their presentations…
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The Power of Payments Is About More Than Fee Income
Nicole Volpe, The Financial Brand
From the earliest deposit-taking institutions to today’s digital challengers, banking’s defining feature has been that the same institution both safeguards money and moves it, turning stored balances into a medium for everyday payments.
That’s an oversimplification, of course (a little lending is part of the story too!) but it points to something important that sometimes gets lost in an increasingly fragmented financial services landscape: payments matter…
Read moreFintechs Asking For, and Receiving, Bank Charters in 2026
Melinda Huspen, American Banker
2026 is shaping up to be the year of fintechs becoming banks.
So far this year nearly 20 neobanks, digital asset companies, lenders and payments providers have applied for or conditionally received bank charters from the Office of the Comptroller of the Currency in just the first quarter…
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