NCUA Regulatory & Risk Alerts

2025 Risk Alerts

None have been issued to date

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2024 Risk Alerts

Date	Topic	NASCUS Summary
February	24-RA-01 Home Mortgage Disclosure Act Data Requirements	Available

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2023 Risk Alerts

Date	Topic	NASCUS Summary
February	23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold	Available

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2022 Regulatory & Risk Alerts

Date	Topic	NASCUS Summary
Regulatory Alerts
February	22-RA-03:  2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold	Available
February	22-RA-02:  Submission of 2021 Home Mortgage Disclosure Act Data	Available
January	22-RA-01 HMDA Collection Requirements for Calendar Year 2022	Available
Risk Alerts
March	22-RISK-01 Heightened Risk of Social Engineering and Phishing Attack	Available

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2021 Regulatory & Risk Alerts

Alert	Topic	NASCUS Summary
Regulatory Alerts
21-RA-10	2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)	Available
21-RA-09	CFPB Issues New Specifications for its Collect Website Relating to Credit Card Data Submission	Available
21-RA-08	CFPB Amends Mortgage Servicing Requirements for Borrowers Affected by the COVID-19 Emergency	Available
21-RA-07	Equal Credit Opportunity Act (Regulation B)	Available
21-RA-06	CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act	Available
21-RA-04	HMDA Data Collection Requirements for Calendar Year 2021	Available
21-RA-03	Submission of 2020 Home Mortgage Disclosure Act Data	Available
Risk Alerts
21-RISK-01	Business Email Compromise through Exploitation of Cloud-Based Email Services	Available

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2020 Regulatory & Risk Alerts

Alert	Topic	NASCUS Summary
Regulatory Alerts
20-RA-09	2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act	Available
20-RA-07	Amendments to Payday, Vehicle Titling and Certain High-Cost Installment Loans	Available
20-RA-06	Treatment of Certain COVID-19-Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act	Available
20-RA-05	Remittance Transfers under the EFT Act	Available
20-RA-04	CFPB Increases Reporting Thresholds Under HMDA	Available
20-RA-03	CFPB Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods	Available
20-RA-02	Federal Reserve Board Issues Rule Allowing Credit Unions to Remove the Monthly Limit on Savings Withdrawals	Available
20-RA-01	Other Supervisory Committee Audits	Available
Risk Alerts
20-Risk-02	COVID-19 Fraud Schemes	Available
20-Risk-01	Cybersecurity Considerations for Remote Work	Available