NCUA Letters to Credit Unions

2025

Date	Title	Summary
September	Letter to Credit Unions 25-CU-05: Elimination of Reputation Risk	Available
September	Letter to Credit Unions 25-CU-04: Removal of Disparate Impact	Available
February	Letter to Credit Unions 25-CU-03: Exam Scheduling Policy Changes	Available
January	Letter to Credit Unions 25-CU-02: Cyber Incident Notification Requirements Update to letter 23-CU-07	Available
January	Letter to Credit Unions 25-CU-01: NCUA’s 2025 Supervisory Priorities	Available

2024

Date	Title	Summary
December	24-CU-03 Consumer Harm Stemming from Certain Overdraft and Non-Sufficient Funds Fee Practices	Available
October	24-CU-02 Board of Director Engagement in Cybersecurity Oversight	Available
January	24-CU-01 NCUA’s 2024 Supervisory Priorities	Available

2023

Date	Title	Summary
October	2023 23-CU-08 Resumption of Federal Student Loan Payments	Available
August	2023 23-CU-07 Cyber Incident Notification Requirements	Available
July	2023 23-CU-06 Importance of Contingency Funding Plans	Available
June	2023 23-CU-05 Commercial Real Estate Loan Accommodations and Workouts	Available
April	2023 23-CU-04 Interagency Policy Statement on Allowances for Credit Losses (Revised)	Available
April	2023 23-CU-03 Completing the LIBOR Transition	Available
February	2023 23-CU-02 Expansion of Permissible CUSO Activities and Associated Risks	Available
January	2023 23-CU-01 NCUA’s 2023 Supervisory Priorities	Available

2022

Date	Title	Summary
September	22-CU-11 NCUA to Begin Phase 3 of Resuming Onsite Operations	Available
September	22-CU-10 Simplified CECL Tool for Credit Unions	Available
September	22-CU-09 Updates to Interest Rate Risk Supervisory Framework	Available
July	22-CU-08 Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence	Available
May	22-CU-07 Federally Insured Credit Union Use of Distributed Ledger Technologies	Available
April	22-CU-06 NCUA to Begin Phase 2 of Resuming Onsite Operations	Available
March	22-CU-05 CAMELS Rating System	Available
February	22-CU-04 Equal Credit Opportunity Act Nondiscrimination Requirements	Available
February	22-CU-03 Special Purpose Credit Programs	Available
January	22-CU-02 NCUA’s 2022 Supervisory Priorities	Available
January	22-CU-01 Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022	Available

2022 – Letters to FCUs

Date	Title	Summary
December	22-FCU-03 Expiration of Emergency Exemption from Certain In-Person Meeting Requirements	Available
March	22-FCU-02 Final Rule on Definition of Service Facility	Available

2021

Date	Title	Summary
December	21-CU-16 Relationships with Third Parties that Provide Services Related to Digital Assets	Available
November	21-CU-13 Subordinated Debt Final Rule	Available
November	21-CU-12 Internal Revenue Service’s Volunteer Income Tax Assistance Program Collaboration Opportunities	Available
October	21-CU-11 Emergency Capital Investment Program	Available
October	LTCU 21-CU-10 Interagency Statement on LIBOR Transition	Available
September	21-CU-09 Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs	Available
August	21-CU-08 Implementation of Modernized Systems	Available
August	21-CU-07 Capitalization of Unpaid Interest	Available
July	2021 21-CU-06 NCUA to Implement Phase One of Resuming Onsite Operations	Available
July	21-CU-05 Interagency Statement on the Issuance of the AML/CFT National Priorities	Available
June	21-CU-04 Renewal of PCA Relief	Available
May	21-CU-03 LIBOR Transition	Available
January	21-CU-02 NCUA’s Supervisory Priorities for 2021	Available
January	21-CU-01 Summary of Consolidated Appropriations Act 2021	Available

2020

Date	Title	Summary
August	20-CU-23 Annual Credit Union Diversity Self-Assessment	Available
July	20-CU-22 Update to NCUA’s 2020 Supervisory Priorities	Available
July	20-CU-21 Field of Membership Rural Districts	Available
June	20-CU-20: Phased Approach to On-site Operations	Available
June	20-CU-19: Additional Guidance Regarding Servicing Hemp-Related Businesses	Available
June	20-CU-18: PCA Regulatory Relief Measures in Response to the COVID-19 Pandemic	Available
May	20-CU-17 Update to Offsite Examination and Supervision Approach	Available
May	20-CU-16 Low-Income Designations: Qualification of Military Personnel	Available
May	20-CU-15 Principles for Making Responsible Small-Dollar Loans	Available
May	20-CU-14 Establishment of CLF Agent Memberships	Available
April	20-CU-13 Working with Borrowers Affected by the COVID-19 Pandemic	Available
April	20-CU-12 Outreach Related to COVID-19 Impact	Available
April	20-CU-11 Regulatory Treatment for Paycheck Protection Program Loans	Available
April	20-CU-10 Residential Appraisals Threshold Increase & Other COVID-19 Related Relief Measures	Available
April	20-CU-09 Temporary Regulatory Relief in Response to the COVID-19 Pandemic	Available
April	20-CU-08 Enhancements to CLF Membership & Borrowing Authority	Available
April	20-CU-07 Summary of the Coronavirus Aid, Relief, and Economic Security (CARES) Act	Available
April	20-CU-06 Loan Programs to Help Small Businesses and Members During the COVID-19 Pandemic	Available
March	20-CU-05 Offsite Examination and Supervision Approach	Available
March	20-CU-04 Responsible Small-Dollar Lending in Response to COVID-19	Available
March	20-CU-03 Identification of Essential Critical Infrastructure Workers During COVID-19	Available
March	20-CU-02 NCUA Actions Related to COVID-19	Available
January	20-CU-01 NCUA Supervisory Priorities for 2020	Available