Consumer Financial Protection Bureau


CFPB 2016 Initiatives


CFPB Guidance and NASCUS Summaries

Date Proposed/Made Final Guidance NASCUS Summary
11/2016 CFPB Compliance Bulletin 2016-03: Detecting and Preventing Consumer Harm from Production Incentives Available
11/2016 Request for Information, Consumer Access to Financial Records Available
10/2016 CFPB Compliance Bulletin and Policy Guidance 2016-02; Service Providers Available
08/2016 GAO study on CFPB’s Small Business Review Panels ("accessible version," in PDF)  
08/2016 Guiding Principles For The Future Of Foreclosure Prevention  
04/2016 Notiice of Expiration of Suspension: Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z) Available
02/2016 Bulletin 2016-01: FCRA Requirement that Furnishers have Written Policies and Procedures regarding the Accuracy and Integrity of Information Provided to All Consumer Reporting Agencies Available
08/2014 Compliance and Policy Guidance: Mortgage Servicing Transfers Available
08/2014 FFIEC Credit Practices Guidance: Unfair or Deceptive Credit Practices Available
07/2014 Application of Regulation Z’s Ability-to-Repay Rule to Certain Situations Involving Successors-in-Interest Available
07/2014 Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders Available
02/2014 The FCRA’s Requirement that Furnishers Conduct Investigations of Disputed Information Available

CFPB Rules and Summaries

Date Proposed/Made Final Rule/Topic NASCUS Summary NASCUS Comment Letter Final Agency Determination
10/2016 Final Rule: Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z) Available    
9/2016 Consumer Financial Protection Bureau (CFPB)
Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act (Regulation Z)

8/2016 Final amendments to the 2013 Mortgage Servicing Rules Under RESPA (Reg X) and TILA (Reg Z) Available    
7/2016 Proposals to Overhaul Debt Collection Market      
7/2016 Amendment to the Annual Privacy Notice Requirement under Gramm-Leach-Bliley Available    


Request for Information; Payday Loans, Vehicle Title Loans, Installment Loans and Open-End Lines of Credit

Notice of Proposed Rulemaking: Payday, Auto Title, and Certain Other High-Cost Loans

Proposed rule; small-dollar loans (payday lending, debt traps)

Available Available  
  CFPB Fact Sheet: Payday Debt Traps (Payday, auto-title and similar credit) Available    
5/2016 Proposed rule: Governing aspects of consumer finance dispute resolution/"arbitration" (under proposed, new 12 CFR part 1040) Available Comments due: Aug. 22  
4/2016 Finalization of Interim Final Rules Under Consumer Financial Protection Laws Available N/A  
04/2016 Operations in Rural Areas Under the Truth in Lending Act (Regulation Z) Available N/A  
4/2016 Proposed amendments to the 2013 Mortgage Servicing Rules Under RESPA (Reg X) and TILA (Reg Z) Available    
03/2015 Proposed Rule: Disclosure of Consumer Complaint Narrative Data Available Available Click here
11/2014 Final Rule: Amendments to the 2013 Mortgage Rules Under TILA Available N/A  
10/2014 Final Rule: Amendments to the Annual Privacy Notice Requirement (Reg. P) Available N/A  
09/2014 Final Rule: Threshold Adjustments to Consumer Leasing

Final Rule: Truth in Lending (Reg. M & Z)
Available N/A  
08/2014 Proposed Rule: State Official Notification Rule Available NA  
11/2013 Proposed Rule: Amendments to the 2013 Mortgage Rules RESPA (Reg X); TILA (Reg Z) (FDCPA) Available N/A  
10/2013 Final Rule: Remittance Transfer Rule (Regulation E) Available N/A  
10/2013 Final Rule: Appraisals for Higher-Priced Mortgage Loans (Regulation Z) Available N/A  

CFPB resources
CFPB’s Small Entity Compliance Guide: Ability to Repay and Qualified Mortgage Rule
2013 CFPB Bulletin Archive

2013 CFPB Rules Archive