State Credit Union Facts & Figures


Untitled Document

*As of Dec. 31, 2016:


TOTAL CUS:

5,906

  • 2,298 State CUs
  • 3,608 Federal CUs

TOTAL ASSETS:

$1.31 trillion

  • States: $639 billion (49%)
  • Federals: $670 billion (51%)

MEMBERSHIPS

108 million

  • States: 51.6 million
  • Federals: 56.6 million

*States = federally and privately insured CUs

*Growth (since YE’15):


MEMBERSHIP
  • States: 3.8%
  • Federals: 4.2%

ASSETS

  • States: 8.1%
  • Federals: 6.7%

LOANS

  • States: 11.1%
  • Federals: 9.8%

*States = federally and privately insured CUs

*Ratios (as of Dec. 31):


ROAA
  • States: 0.76%
  • Federals: 0.78%

Net worth

  • States: 10.8%
  • Federals: 10.9%

Loan to share

  • States: 79.7%
  • Federals: 79.4%

Delinquency

  • States: 0.81%
  • Federals: 0.85%

Net interest margin

  • States: 3.04%
  • Federals: 2.97%

*States = federally insured CUs only

Sources: NCUA quarterly data; NASCUS compilation

March, 2017